Products & Services
As a Chartered Financial Consultant, I offer an array of financial funding tools to help you prepare for your future and the future of your family. I will always keep your objectives first and foremost when tailoring your individual program.
- A sound financial plan may be worth more than a lifetime of work.
- Working together as a team I can help you reach your financial goals.
- I can help you Accumulate wealth to afford what you and your family want and need in life.
Short Term, Mid-term and Long Term Money Accumulation
- College Tuition
- Comfortable Retirement
- Opportunity Fund
- Emergency Fund
- Help Preserve your wealth by keeping pace with (or out-pacing) the asset-eroding effects of taxes and inflation.
- Transfer your wealth to your heirs as you wish.
- Help Protect the financial well-being of you and your loved ones.
You expect and deserve high-quality products and service, and as your Chartered Financial Consultant, I will provide them for you!
Financial Consulting Services/Personal Needs.
Resources to help establish family income protection and money accumulation through various life insurance products.
Retirement funding and personal investments to provide income streams for retirement.
- Fixed Annuities
- Variable Annuities*
- Mutual Funds * - Over 25 different families of funds available.
Accumulation, diversification and distribution of retirement assets.
- Systematic withdrawal plans to generate income streams for life.
- 72(t) and 72(q) systematic withdrawal plans to provide income for early retirement. (Avoids penalties for withdrawals prior to age 59 1/2, restrictions apply.)
Funding vehicles for Charitable Remainder Trusts.
401-(k) plans & Pension Rollovers
- At Retirement Time
- Changing Jobs and or Careers
IRAs & IRA Rollovers
- Stretch IRA or Multi/Generational IRA
- Traditional IRA
- Roth IRA
- Coverdell ESA formally known as Education IRA
Estate Preservation
- Team Approach to Estate Planning
- Team consists of Financial Consultant, Attorney, Accountant and You!
- Survivorship Life Insurance
Personal Disability Income Protection
- Income Protection Plus (A Unique Cash Value Disability Plan)
Long Term Care Insurance
Financial Consulting Services/ Business Needs
New and Existing Employer Sponsored Retirement Plans
- 401(k)
- SEP (Simplified Employee Pension Plan)
- Simple IRA
- 403-(b) plans and more
Non-qualified deferred compensation and executive: Carve Out: plans.
- Executive Bonus Plans
- Split Dollar Plans
- Key Employee Insurance
Funding For Buy/Sell Agreements
- Funding for Business Continuation Buy-outs
- Funding for Business Overhead Expenses
- Funding for Family Business Buy-outs
- Funding to Keep the Family Farm in the Family
- Life Insurance & Disability Insurance
1800 East Main Str., Suite D
Mandan, ND 58554
Tel: 1.888.609.2371 Fax: 701 530 1913
E-mail: kwalz@osaicwealth.com
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